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Hurricane Clouds

I wanted to send you a brief message and ask that you take a few minutes and begin to prepare for the potential problems or losses we might incur from the storm bearing down on the Carolinas. Here are a few tasks that will help in the event of a claim.

  1. Take a video if the interior contents of your home. This includes — but is not limited to — every room in the home, garage, exterior structures (fence/storage buildings, outside furniture), patios and more. With the video (can be made using your smart phone or other video equipment) make sure to note of electronics, content of closets, content in all drawers and boxes. It's my opinion that its far easier to take 30 minutes prior to a loss to ensure that you know the contents of your home and property for optimal protection. If a claim needs to be filed, it will help you to recall all the things that you have as possessions and property.
  2. If you have a garage or carport, as the storm approaches, store all vehicles inside.
  3. Make sure that you contact family before Wednesday to tell them what/where you'll be before, during, and after the storm. This way, they will know where to consider looking for you if power and phone services are disrupted for an extended period.
  4. Fill up your vehicles with gas, store water and food that can be eaten without cooking, have extra batteries and flash lights handy, if you have a grill, get an extra propane tank so you can use grill to cook.
  5. Have your important papers/documents/medications in one box and ready to grab if you must evacuate. These could be (but are not limited to) passports, Social Security Cards, Insurance Policy Documents (home, auto, boat, ATV) Make sure you have your cell phones fully charged, have back up chargers or external power sources full charged. If it requires electric, have it fully charged Thursday afternoon as it appears the weather will get more severe Thursday afternoon into Friday.
  6. If we experience a lot of rain and flooding exists. Run from the water. Don't think its not going to keep rising. It's better to get away from it compared to waiting and hoping it stops. Based on what we're seeing today, if it's necessary to evacuate the area, heading west or west southwest appears to be the safest direction to get away from the weather. (Monitor the news constantly)
  7. If weather hits our area and your home or property is damaged, call our office or my cell phone right away. I know a roofing company (not associated with me or any insurance company I represent) and believe them to be extremely reliable. Jeremy is owner of Carolina Roofing Solutions, a locally owners' company of 11 years based out of Waxhaw, NC. They are licensed in North Carolina and South Carolina; his contact information is at the bottom of this article. If you contact them, please make sure to tell them that you're insured through The Coleman Agency. This is help make sure all proper documentation is collected and ease of processing a potential claim.

Please don't wait until the last minute to prepare for the storm. We don't know if it will be just wind and rain, or something more damaging or threatening. But being prepared will make things less stressful during a stressful event.

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