Medicare is the largest health insurance program offered by the U.S. government, serving more than 59 million Americans.1
There are two main ways to get Medicare coverage:
MA plans are required to provide coverage that, at minimum, matches the coverage provided by Original Medicare.
Medicare Parts A & B are covered through the federal government and include hospital (Part A) and medical (Part B) benefits.
Medicare Part D is a prescription drug plan, offered through a private insurer like Humana.
Medicare supplement plans, also offered through private insurers, are for those who want to supplement their Original Medicare Parts A & B.
Offered by private insurers, all Medicare Advantage (MA) plans include hospital and medical coverage. Medicare Advantage Prescription Drug (MAPD) plans combine hospital, medical AND prescription drug coverage in one easy-to-manage plan.
Instead of paying doctors, hospitals and other providers directly, the federal government pays private insurers to administer your plan.
Private insurers compete for your business by offering extra programs and resources at no additional cost to members.
For example, some carriers Medicare Advantage plans include:
Begin by thinking about your recent health and healthcare history to help identify what you want and need most from your Medicare plan.
Consider these important factors as you begin making your decision:
Read our free PDF booklet, Medicare: Making The Choice That’s Right For You, for more information about the options, costs, and features of different Medicare plans. There is no obligation to enroll.
1 – This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
Medicare has neither reviewed nor endorsed this information.